Earn up to 5.6% per year with no risk

These rates are locked guaranteed and are not subject to the market

The rates shown below are for informational purposes and do not constitute financial advice. Rates are subject to change and may vary by product, state, age, and other factors.

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A Few Things to Note:

  • A fixed annuity allows you to lock in a guaranteed interest rate for a set period of time, commonly 2–7 years.

    Your account isn't directly exposed to stock market losses, making fixed annuities an option for people looking for predictable growth and principal protection.

    Think of it as similar to shopping for a CD — but through an insurance company rather than a bank, with different liquidity, tax and contract considerations.

  • Yes. Once your contract is issued, the credited rate is guaranteed for the specified term, subject to the terms of the contract.

  • Fixed annuities aren't directly invested in the stock market, so their value doesn't decline simply because the market falls.

  • Most contracts allow some access to your money, but surrender charges and other restrictions may apply. We'll show you the specific terms before you make a decision.

  • Traditional fixed annuities generally don't charge an explicit annual management fee, although surrender charges and other contract provisions can apply.

  • No. We can simply show you the available options and help you compare them.